Short-Term Disability Insurance
Employees have the option of purchasing short-term disability insurance to protect themselves from loss of income during the first six months of disability, pending the start of long-term disability or social security disability, if applicable.
Long-Term Disability Insurance
If you should become disabled for more than six months, long-term disability insurance payments at the rate of 60 percent of pay (including other sources of income) are provided. All regular full-time and part-time (32 hours or more) employees who have completed one year of employment are eligible for this benefit free of charge.
Group Term Life Insurance
All regular full-time and part-time (20 hours minimum) employees are covered under group term life insurance. A term insurance policy in the amount of $4,000 is paid for by University, and an employee may purchase optional insurance at the group rate in an amount equal to a total of one or two times his or her annual salary. Accidental death and dismemberment coverage is included free of charge.
Dependent Group Life Insurance
Employees eligible for life insurance can purchase $10,000 of coverage for their spouse and $5,000 of coverage for each child.
Universal Life Insurance
In addition to the group life insurance, employees (20 hours minimum) have the option of purchasing group universal life insurance for themselves and their families. This insurance can continue when the employee leaves University Health System, with no increase in premium. Universal life also builds cash value.
Cancer, Dread Disease, Intensive Care Unit Coverage
Employees have the option of purchasing coverage for services that are not typically covered by your medical insurance policy:
- Transportation to specialty medical treatment centers
- Private duty nursing
- Travel and lodging
- Loss of income
Flexible Spending Accounts
All employees are eligible to establish pretax spending accounts to pay for dependent care and healthcare costs with pretax dollars. Participation is voluntary.
Employee Assistance Program (EAP)
Choice CARE is a free EAP provided by University. This benefit provides confidential counseling information and assistance to solve personal problems of any type, including marriage, family, alcohol/drug, debt, legal and emotional issues. Professional counselors are available 24 hours a day, seven days a week.